Question 1

Why can full-time win at lower hourly rates?

Accepted Answer

Benefits, PTO, and retirement match can offset lower hourly wages.

Question 2

How do I price benefits?

Accepted Answer

Use employer premium costs or a conservative estimate based on market rates.

Question 3

Is per diem better for taxes?

Accepted Answer

It depends on your total income and deductions. The calculator focuses on gross comparisons.

Question 4

What about schedule flexibility?

Accepted Answer

Per diem often offers more flexibility, but shifts may be less predictable.

Question 5

How do I factor in overtime or float differentials?

Accepted Answer

Increase your hourly rate or hours worked to approximate the added pay.

Question 6

Can I compare two full time offers?

Accepted Answer

Yes. Enter one offer as the full time option and use the per diem side to model the second.